38 Osprey Way • Elkton, MD 21921

$1,600,000 Sq. Feet: 4185 • MLS ID: MDCC2019240 • Subdivision: ELK NECK • School Dist: CECIL COUNTY PUBLIC SCHOOLS
Waterfront Retreat with Endless Potential! Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, you’ll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches. Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodwork—ideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary. This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential. View this listing at: http://thefergusongroup.co/mls=MDCC2019240

Property Features

  • Garage: 6
  • Taxes: $12,386
  • Basement: Yes
  • Exterior: Frame
  • Parking Notes: 13 Total Parking Spaces
  • Special View Info: River
  • Lot Size: 3.12 Acres
  • Lot Dimensions: 3.12 Acre(S)
  • Heating: Central,Forced Air,Hot Water
  • Fuel Type: Geo-thermal,Natural Gas,Propane - Owned
  • Year Built: 1995
  • Water: Well
  • Sewer: Private Septic Tank
  • Stories: 2.0
  • Accessibility: >84" Garage Door
  • Additional Structures: Above Grade,Below Grade
  • Fencing Description: Wood
  • Location Description: River
  • Lot Description: Private, Rural, Secluded
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 13
  • Parking Features: Dirt Driveway
  • Appliances: Cooktop,Dishwasher,Dryer,Dryer - Electric,Exhaust Fan,Humidifier,Oven - Double,Washer,Water Heater
  • Rooms: Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Basement,Foyer,Great Room,Attic,Half Bath
  • Swimming Pool: Heated,Fenced,In Ground
  • SQFT Total Finished: 4185
  • SQFT Above Finished: 3630
  • SQFT Below Finished: 555
  • Exterior: Flood Lights,Other
  • Interior: Attic,Built-Ins,Ceiling Fan(s),Central Vacuum,Crown Moldings,Curved Staircase,Family Room Off Kitchen,Intercom,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Store/Office,Walk-in Closet(s),Bar
  • Flooring: Carpet,Ceramic Tile,Hardwood,Stone
  • Windows: Replacement

School Information

  • School District: CECIL COUNTY PUBLIC SCHOOLS
Printed March 04, 2026


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Agent License Information: 
The Ferguson Team
Licensed in Maryland: William Ferguson, Yelena Brodsky, Caryn Saunders, Shaun Samuels
Licensed in Pennsylvania: Caryn Saunders
Licensed in Washington D.C.: William Ferguson 

77 Main Street, Annapolis, MD 21401
410-505-9700